For auto and home insurers
Claim photos no one can fake.
Policyholders photograph the damage in your app. Each photo is sealed at capture and checked against every other claim. Photo fraud stops there.
No commitment. We reply within 48 hours.
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AI-enhanced insurance fraud cases in the US, from under 20,000 in 2022 to over 80,000 in 2025.
Gen Re, January 2026
Built on
- C2PA content provenance
- Cryptographic seal at capture
AI made photo fraud easy.
- A damage photo can be generated or edited in seconds.
- The same photo gets filed twice, with two carriers, and no one notices.
- Every doubt means an inspection, and every inspection slows down honest policyholders.
How it works
- 1
The policyholder takes the photo
Live, in your app. Camera roll uploads are blocked.
- 2
The photo is sealed
Date, location, device and image, sealed at capture. Edits are impossible.
- 3
The registry checks
Each photo is compared with every other one. A duplicate triggers an alert.
What the industry says
"AI editing tools are changing how people interact with digital content, and insurance is feeling that shift in real time."
Shane Riedman, President of Anti-Fraud Analytics, Verisk (Digital Insurance, April 2026)
"The tools for generating fraud are becoming more sophisticated on a faster timeline than most carriers' detection capabilities are improving."
Matt Wielbut, Co-Founder and CTO, Openly (September 2026)
"With just a few prompts, fraudsters can use generative AI tools to create, enhance or erase visual evidence to support a false insurance claim."
Franklin Manchester, Principal Global Insurance Advisor, SAS (May 2026)
What you get
- Sealed capture in your app, or white-label.
- A shared registry that flags duplicates across carriers. We store fingerprints only, never images.
- A fast track for honest policyholders: paid within 48 hours when the photo is sealed.
Free setup for the first 5 carriers: we connect Certa to your app and your claims system ($25,000 value).
$15
per sealed claim
Plans from $490/month (up to 500 claims a year). Volume discounts above. Unlimited adjusters.
One-month free trial, no commitment. If it's not right for you, you stop and pay nothing.
Frequently asked questions
How does it handle customer data?
It's built for GLBA-regulated carriers and aligned with the NAIC Insurance Data Security Model Law. The shared registry holds cryptographic fingerprints only, never images.
Do policyholders need to download an app?
No. Capture is built into your app or your online claims flow.
How long does integration take?
A few weeks. We adapt to your claims system.